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Vehicle Loans
| Term | Simple Rate | APR Scenario* | Projected Monthly Payment Scenario* | |
|---|---|---|---|---|
| 2023/2024/2025 Models | 36 months | 8.00% | 8.42% | 158.25 |
| 48 months | 8.50% | 8.82% | 124.48 | |
| 60 months | 9.00% | 9.27% | 104.84 | |
| 2020/2021/2022 Models | 48 months | 9.75% | 10.08% | 127.48 |
| 2018/2019 Models | 36 months | 11.00% | 11.43% | 165.34 |
| 2017 Models | 36 months | 13.00% | 13.44% | 170.17 |
* Interest rates and model years are current as of Jan. 2, 2025, and have not changed since. The APR (Annual Percentage Rate) and monthly payment stated for each term assumes a scenario of a $5,000 loan, 10% down payment, with all applicable costs financed: $30.00 for Vendors Single Insurance (VSI) fee and $19.05 for credit report. For loans $3,000 or more, the VSI fee will be charged. Must have approved credit. Terms of repayment period can be lower than shown as requested. Rates may be different at time of application. Values listed on the NADA website may be different than the values determined by the lender.
Apply How and When You Want:
- Fill out this fillable Consumer Credit Application , print, sign and date, and deliver to any DSB location.
- Call or visit any DSB location.
Click here to see all the many ways you can make your loan payment.
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